Money Flow Challenge is a mobile game targeted to over 15 years old and it brings a completely new and fun way to learn the most important areas of personal financial management. Players learn:


  • How to keep income above expenses by prioritizing different types of expenses
  • How to build the right sized reserve fund for unexpected expenses
  • How to balance between savings, investments and consumption, and how investment funds work
  • How loans work and how to use loans in order to buy  property
  • What is entrepreneurship and what is financial independency


There is a different challenge on each level that a player tries to solve. Players get to know the character’s financial situation and they are instructed as to how they should try to help the character. There are also many unexpected events that mirror real life situations that players have to try to react to in the best possible way. web service shows players their scores. The scoreboard updates results in real time so school classes can have fun by seeing how far each player has gotten and who has received the best scores. Money Flow Challenge PRO has a virtual teacher that tells in the individual score page how to get better results in each level by making better financial decisions in the game.    


Download Money Flow Challenge PRO into your Apple- or Android-phone or tablet


Lataa Money Flow Challenge Google Playstä

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Money Flow Challenge won the Best Applied Game award at the Finnish Game Awards 2016 Gala. It has also been invited to the program that promotes the best learning innovations globally. Money Flow Challenge PRO is currently available in English, Finnish and Turkish and the game is easy to localize into different languages. Money Flow Challenge has been developed with Finnish National Agency for Education and it follows Finnish High School curriculum of what issues should be covered when teaching personal finance management for the students in Finland.


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Instructions to teachers


Why teach personal finance management with Money Flow Challenge PRO

  • Teaching personal finance management with Money Flow Challenge doesn't require that a teacher has deep knowledge of the best practices related to personal finance management. The game goes over the most important issues in each level and guides you to teach the right way to manage money in the different situations.


  • Money Flow Challenge makes learning fun and it is also easy to organize contest while learning. Scores are updated in real time so you can quickly see how students have progressed in the game and how someone has gotten the best scores.


How do I get started with my students



In order to make Money Flow Challenge better you can give us feedback by emailing info(at)


Currently we are interested in piloting Money Flow Challenge in different countriesIf you are interested in having a pilot in your school and hearing more about our plans, please contact us.






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